Market figures
The numbers behind a decision, with the source and the date on each one. A figure without a date is not worth much.
30-year fixed mortgage
7.4%
as of 2026-10-08 · Federal Reserve Economic Data (FRED)
Federal funds rate
3.75%
as of 2026-09-01 · Federal Reserve Economic Data (FRED)
| Jurisdiction | Median home value | Source | Unemployment | Period |
|---|---|---|---|---|
| Virginia | $403,500 | 2024 ACS 1-Year | 3.6% | August 2026 |
| Maryland | $436,300 | 2024 ACS 1-Year | 4.1% | August 2026 |
| District of Columbia | $733,400 | 2024 ACS 1-Year | 5.7% | August 2026 |
Median home values: U.S. Census Bureau ACS 1-Year. Unemployment: Bureau of Labor Statistics (LAUS, seasonally adjusted). Figures are refreshed when this site is rebuilt; each carries its own date above.
What these actually tell you
The mortgage rate sets what a buyer can carry, which sets what they can offer. A point of rate moves a buyer's budget more than most price negotiations do.
Median value is a blunt instrument — it describes a whole jurisdiction, and no one buys a jurisdiction. It is useful for direction and for comparing one side of the river with the other, not for pricing a specific property. That needs comparables within a few blocks.
Unemployment is the one people skip, and it matters most for leases. A landlord signing a five-year term is underwriting the tenant's business, and the tenant's business lives in the local economy.
Want these run for your block?
Give me the address and I will pull comparables rather than medians.